If membership in an HOA is required and the sales contract does not include HOA disclosure, the buyer may void the contract within how many days?

• A. 7 days
• B. 14 days
• C. 30 days
• D. 3 days

Answer: (D)

When an HOA membership is mandatory, buyers must be given the HOA disclosures before finalizing the deal. If those disclosures aren’t included in the contract, there’s a short, protected window to back out. That window is three days. The idea is to prevent the buyer from being bound to an HOA with dues, rules, or assessments they haven’t had a fair chance to review. The clock starts when the buyer receives the HOA disclosure information (or when it should have been provided). Because this protection is specifically set as a brief three-day period, longer timeframes don’t apply here.