What consequence occurs if the 14-hour CE requirement is not completed?

• A. License becomes voluntary inactive
• B. License remains active
• C. License expires
• D. License becomes involuntary inactive

Answer: (D)

The 14-hour continuing education requirement is mandatory to keep an insurance license active. If those CE hours aren’t completed by the deadline, the license is placed into involuntary inactive status, meaning you can’t legally transact insurance until you finish the CE and reactivate. This enforcement ensures licensees stay up to date, and it’s different from voluntary inactivity or simply letting a license expire.