What is the minimum notice period for repairs?

• A. 24 hours
• B. 12 hours
• C. 6 hours
• D. 48 hours

Answer: (B)

When a loss occurs, you’re expected to protect the property and keep the insurer in the loop about any repairs you start. The notice period for repairs is the time you’re required to inform the insurer that repairs will begin so they can coordinate inspection, approve temporary work, and document the damage for the claim. The value commonly tested is twelve hours. That short window helps ensure temporary repairs are done with the insurer’s guidance, prevents further damage, and keeps the claim moving smoothly. If notice isn’t given within this period, it can create questions about coverage or timing, and may slow or complicate the claim.