Which statement correctly describes Zone V?

• A. Zone V is the most hazardous flood zone following the coastline.
• B. Zone V is a minimal flood hazard area.
• C. Zone V has a 0.2% annual flood chance.
• D. Zone V has a 1% annual flood chance.

Answer: (A)

Zone V identifies coastal high-hazard areas where the base flood elevation is accompanied by wave action. That combination makes it the most hazardous flood zone along the coastline, which is why this description fits best. The idea that Zone V is a minimal hazard area is incorrect—coastal zones with wave action carry greater risk than inland zones. The numbers about specific annual flood chances don’t capture the defining feature of Zone V, which is the added danger from waves along the coast, not a separate percentage. So the statement describing Zone V as the most hazardous flood zone along the coastline is the right choice.