Which type of agent has authority to act for the principal in all matters without limitation, typically by power of attorney?

• A. General Agent
• B. Special Agent
• C. Universal Agent
• D. Subagent

Answer: (C)

This question is about the breadth of an agent’s authority. A universal agent is empowered to act for the principal in all matters without limitation, typically through a power of attorney. That means the agent can handle nearly any legal or financial task the principal could delegate, across all areas of the principal’s affairs.

In contrast, a general agent has broad authority but only within a specific field or business—such as managing the principal’s operations in a particular industry or region. A special agent is limited to a single task or transaction, not broad duties. A subagent works under another agent and derives authority from that agent, not directly from the principal.

So the description of acting in all matters without limitation aligns with the universal agent.